Capital Claims Public Adjusters, Inc.
Get the coverage you deserve
Capital Claims Public Adjusters, Inc.Get the coverage you deserve |
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Welcome to Pardo Public Insurance Adjusters
As a solid team of public insurance adjusters, we ensure that your home and or business are protected with the right claim settlement. At Pardo Public Adjusters, we will exceed your expectations by combating with insurance companies to provide you with a fair and justifiable reimbursement for your claim. A public insurance adjuster will fight and enable an insurance company to maximize your compensation on your behalf and guarantee that your loss or damage is covered. A Pardo Public Insurance Adjuster will not only be able to help serve you within the capacities of your best interest but is licensed, bonded, and an active member of the Florida Association of Public Insurance Adjusters (FAPIA). We are a proud and diverse team that will help with a wide range of disasters or damages. You can receive help from us with flood/water damage, leaking roof, vandalism, fire restoration, mold, and hurricane insurance. We follow the Florida statutes regulating public adjusters while making sure to get you the money that you deserve, not just what the insurance company thinks you deserve. We recognize that life sometimes brings unexpected events to businesses and families that create devastating and at times, destructive effects. We are professionals that can alleviate the heavy burden of paperwork and time spent on calling the proper specialists. Not only will we make you a top priority as one of our clients, but also, we will help you get a complete, just, and accelerated settlement with the best client care. Hire the right company that promises to take care of you. Hire the company that will provide you with the right public insurance adjuster that meets your needs. For more information or to receive help with your claim, please call us at 786-242-0035 or send us an email at adjusters@llamenapardo.com
Pardo Public Adjusters can help you with the following
What Can Pardo Public Adjusters Help You With? Pardo Public Adjusters Can Help You Process, Evaluate, And Present All Of The Following Types Of Property Damage Cases To Your Insurance Carrier On Your Behalf And Much More … Fire & Smoke Damage , Leaking Roof Water Damage, Theft And Vandalism Damage, Toxic Mold Damage, Flood Damage Restoration, Hurricane Or Tropical Storm Damage, Sewer Pipes And All Types Of Plumbing Leak Damage, Collapse, Sink Holes, Tornadoes, All Within the State of Florida. Our Services Include Commercial And Residential Claims Evaluation, Presentation, And Processing… So You The Policy Holder May Be Able To Restore Your Property To Its Original Condition Prior To Damages Sustained.. Filing An Insurance Claim Can Be Quite Stressful And Daunting..However Not With Pardo Public Adjusters.. We Will Work Swiftly To Expedite Your Claim In The Fastest Possible Manner While Attaining The Correct Compensation For Your Property Damage Claim. Quality Client Care Is Extremely Important To Pardo Public Adjusters And We Will Make Sure You Fully Understand The Entire Claims Handling Process Post Loss, And Will Guide You Through The Entire Process. But You Must Act Fast, Do Not Hesitate To Properly Handle, And Report Your Claim For Damages Sustained… The Insurance Policy Is A Binding Contract With Strict Guidelines.. We Will Make Sure ALL POST LOSS OBLIGATIONS Are Made Aware To You So We May Work Together In An Effort To Properly Expedite Your Insure Claim So That You May Recover The Correct Monetary Compensation For Your Insurance Claim…. The following Is A list of services That we provide within our company :
Claim Process Insurance claims for properties or homes are time consuming and involve decisions that cost a lot of money, which can be thousands and sometimes, millions of dollars. Pardo Public Adjusters want you to know that you’re in the right hands. Below you will be able to understand the claims process better. Step 1 - Contact Pardo Public Adjusters by calling 786-242-0035 or emailing adjusters@llamenapardo.com. The more information that you provide us about the claim that you want to file the better. Depending on what type of claim it is, sometimes, we need to schedule a time for inspection of property damage. Please provide us your availability in order to expedite the claims process for you as soon as possible, and so that one of our claims adjusters can reach out to you with more information. Investigation Begins Step 2 – Once you have become our client, we will begin to review all the information that you have provided and determine what steps to take. A comprehensive review will take place to determine the possible insurance coverage, limits, exclusions, and other forms that may apply to your specific loss and will be determined by a claims adjuster. Claims strategies depend on what recent court cases ruled towards standard insurance policies may influence the decision and/or route we take with your claim. Other methods that we use are industry specific and require research and studying current practices and procedures. Claim Documentation Step 3 -Your claims adjuster will help you with this extensive and very detailed step. There will be necessary paperwork that needs to be filled out and there are certain requirements that insurance companies hold us accountable for. Insurance companies need documentation in order to properly asses your claim. Instructions for this claims process step will be mapped out for you by a Pardo Claims Adjuster. Documentation can included but not limited to damage estimates, construction estimates, inventory estimates, business interruption forecasts, and any other supporting documentation. Claim Presentation Step 4 – Your claim will be submitted once it has been reviewed by all necessary parties within Pardo Public Adjusters. Our staff of claims adjusters will analyze the data and evaluate if all losses are acknowledged within the claim, and we will make sure that all policy provisions have been upheld through necessary paperwork. After we make sure that all documents are in place and we have critically appraised your claim, a claims adjuster will submit the property insurance claim to the insurance carrier. Settlement Step 5 – Once your claim has been approved, a Pardo Public Claims Adjuster can begin to negotiate a settlement for your claim. No claim is settled prior to your approval and we will make sure to get the best amount that we can get for your loss. Sometimes a settlement can take a while as insurance may probe us with more questions and/or documentation. A Pardo claims adjuster will ensure that we defend the value and validity of all the different areas of your claim. Our professional staff will not only get your claim resolved as efficiently as we can but we will also get you paid without risking any components of the claim.
Water Damage Restoration Water damage is the most popular insurance claim that is filed in Florida, and especially in Miami. Claims can range from broken pipes, basic leaks, and sometimes hurricane destruction. If you’re in need of water damage restoration then you’ve come to the right public adjusters that can help you. There are several flood zones that every homeowner or commercial property owner should be aware of. The Federal Emergency Management Agency (FEMA) offers detailed maps that reflect the flood risks for Miami-Dade County. Typically, water damage causes harmful risks to your health and the environment. Water damage restoration can also cost you a lot of money. Pardo Public Adjusters are professionals that will help you determine the proper value of how much is lost due to water damage within your home or business and determine pricing for water damage restoration. Intensive labor is required for water damage restoration that includes drying the structuring and sanitizing any cross-contaminated areas. Sometimes water damage can happen with a leaking roof. If you have leaking roof insurance, you should also consider filing a leaking roof insurance claim. Once water damage takes place in your property or your roof starts to leak, you should contact Pardo Public Adjusters to file a leaking roof insurance claim, and our adjusters will ensure that you receive sizable compensation for your damage costs or loss. Leaking roof insurance claims need to be filed right away so that action can be taken immediately to not only give you an adequate amount of money to repair damages but also to further prevent any risks associated with further rain damaging the structure. In Florida, most roofs are susceptible to heavy rain with our sub-tropical climate. Roofs are prone to damage and Pardo Public Adjusters are here to help you with your leaking roof insurance. Fire Damage In 2012, a total of $5.7 billion dollars was spent on property damages caused by fires, according to the National Fire Protection Association. Fire and smoke damage is the worst thing that can happen to your family or business. Fire restoration can be daunting. Pardo Public Adjusters want to relieve your agony and make sure that you are covered. We know that fire and smoke damage to your home and/or business is devastating and stressful because of how costly fire restoration can be. A Pardo Public Adjuster will take care of all the necessary paperwork and make it his/her personal responsibility to get you an adequate amount of money for your loss to begin the fire restoration process. Careless Cooking Or Grease Fires, are the leading cause of residential fires and they happen the most during the winter months, according to the NFPA. Sometimes home fires can be a result of a faulty wiring, a short circuit, or even in some rare instances lightening can strike a home. Smoke inhalation is the leading cause of civilian fire deaths. At Pardo Public Adjusters, we will make sure that your voice is heard by communicating with insurance company on your behalf so that fire restoration on your home or property can begin as soon as humanely possible. So far in 2014, United States fire departments have responded to an estimated 1,240,000 fires, according to the NFPA. Fires and smoke damage are extremely common as a fire department responds to a one every 25 seconds, a structure every 65 seconds, and an outside fire every 56 seconds. Did you know that a fire claims the lives of 9 people every day? If you or someone you love is affected by a fire or smoke damage in there home or business and need compensation for fire restoration, call Pardo Public Adjusters right away at 786-242-0035 and we will file an insurance claim for you right away. Hurricane Insurance in Florida Florida’s subtropical-to-tropical climate makes storms prevalent in the state. The threat of hurricanes is very real for Florida during the six-month long Atlantic hurricane season, which runs from June 1 until November 30, according Florida Climate Center within Florida State University. The peak of hurricane season occurs between mid-August and late October. It is important to have hurricane insurance in Florida. According to the Sun Sentinel, in the year 2005, Florida had 28 storms and 15 hurricanes the busiest and most destructive year on record. The costliest hurricane to make landfall was Hurricane Katrina, a Category 5 storm that slammed Louisiana in August of 2005. Damages cost an estimated $108 billion. A common misconception in Florida is that there are parts of the state that do not get hurricanes. Since 1850, Florida’s entire coastline has been impacted and 37 hurricanes have made direct hits on the state. On average, one to two hurricanes hit the United States east coast every year. Seven of the 10 costliest hurricanes in U.S. history have impacted Florida. It is important to be prepared and know that hurricane insurance in Florida is imperative. About 40% of hurricanes that occur in the United States hit Florida. If you or someone you know has hurricane insurance in Florida and needs to file a claim based on hurricane and wind damage, then call Pardo Public Adjusters. Hurricane insurance in Florida is not only a necessity but when it comes to claims can be a lengthy process, especially when a disaster strikes and multiple claims are filed at the same time. Florida accounted for 14 percent of all U.S. insured catastrophe losses from 1983 to 2013: $66.8 billion out of $478.4 billion, according to the Insurance Information Institute.We will make sure to make you a top priority and help you receive the maximum amount for your claim, provided that you have hurricane insurance in Florida. Mold Mold is a serious health risk and a mold insurance claim should be filed with Pardo Public Adjusters immediately if you fall victim to this event. The Centers for Disease Control and Prevention state there is sufficient evidence to link indoor exposure to mold with upper respiratory tract symptoms, coughing, and wheezing in otherwise healthy people, according to a study done by the Institute of Medicine. The IOM also found indoor exposure to mold links asthma symptoms in people with asthma and hypersensitivity pneumonitis in individuals susceptible to an immune-mediated condition. Other recent studies have suggested a potential link of early mold exposure to development of asthma in some children, particularly among children who may be genetically susceptible to asthma development. Some people with chronic lung illnesses, such as obstructive lung disease, may develop also mold infections in their lungs, according to the CDC. When it comes to your health, you should not tread lightly in filing a mold insurance claim where you can get compensation to help pay for medical bills and expenses. Mold and fungus are not only extremely difficult to remove but the damage that results from such an unpleasant environment are costly. Testing for the type of mold and/or fungus needs to be done within the home or business to determine the remediation protocol and so the mold insurance claim process can begin. Once this takes place, a contractor will remove the hazardous damage based on the results of the tests. Mold contamination is not something you should take lightly as it is a lengthy and meticulous process. Let Pardo Public Adjustors help you with a mold insurance claim. If you have mold insurance and you have excessive mold within your home or business, you should contact us immediately.
We are available everyday and at all hours. Give us a call and we will send a Pardo Public Adjuster to your home or business.
Pardo Public Adjuster E-mail: adjusters@llamenapardo.com | |||||||||
